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A Study on Public Perception of Cryptocurrency Investments

Author : Bhaskara MA and Dr. Parul Tandan

Abstract :

Cryptocurrencies have emerged as a significant alternative to traditional investments, drawing attention due to their high return potential, decentralization, and innovative blockchain technology. However, public perception toward cryptocurrency investments remains divided. This study explores various factors influencing public sentiment, including trust, risk perception, regulatory concerns, and financial literacy. Using a structured questionnaire administered to 50 participants with diverse educational and investment backgrounds, the study employs descriptive and inferential analysis to assess behavioral trends. Findings indicate a general curiosity and optimism about cryptocurrencies, tempered by concerns over volatility, security risks, and regulatory uncertainty. A significant portion of respondents expressed greater trust in cryptocurrencies if regulated and showed increased confidence in investing with proper education. The study concludes by recommending enhanced education, security, and regulatory measures to promote informed and responsible cryptocurrency adoption.

Keywords :

Cryptocurrency, public perception, investment behavior, blockchain, risk perception, financial literacy, regulation, volatility, digital assets, crypto adoption, investor psychology.